PAX Centurion - September / October 2015

www.bppa.org PAX CENTURION • September/October 2015 • Page 15 BPPA Open Enrollment for Optional Life Insurance P lease find the following describing the Optional Life Insur- ance plans available for BPPA members. There is an Open Enrollment period from October 1, 2015 until November 30, 2015. Members that wish to participate will be enrolled under GI (guaranteed issue) if the parameters are met. If you wish to do some- thing outside the parameters set you will have to complete the EOI (Evidence of Insurability) portion. Enrollment forms are available at the BPPA Union Hall. If there are questions regarding the Insurance Program please feel free to contact the BPPA Office. This in no way affects the $95,000 Group Life Policy that the BPPA maintains for the membership. That will remain in place regardless of your decision. Fraternally, Christopher Broderick BPPA Secretary H H H H H H H H H H Boston Police Patrolmen's Association Supplemental Group Term Life Insurance ALTLP-MA-05 • October 1-November 30 – Open Enrollment for all new and current active members of the Boston Police Patrolmen’s Association (BPPA) wishing to elect, opt in, or increase their coverage. All previous decli- nations are excluded. • The member must be a BPPA member, actively at work on a full time basis when coverage is elected and when deductions begin in order for the policy to take effect. • The member must perform each duty of his/her job for full pay at the BPPA’s place of business or any place to which such business requires the member to travel. • Health questions are waived during the 60-day open enrollment period, assuming minimum group participation is met and the elected coverage is within GI limits noted below. After November 30, 2015 issuance of policy is conditioned upon responses in the application. • A medical exam is required after the open enrollment period. • For new hires, anything over the guaranteed issue (GI) amount of $250,000 for members and $50,000 for spouses, or will be subject to Evidence of Insurability (EOI). • Current members who didn’t elect coverage when they were hired can elect increments of $25,000 up to $100,000 GI and members electing an increase in benefit can elect $25,000 or $50,000 additional GI as long as the total benefit doesn’t exceed $250,000 GI. Anything above these GI limits will be subject to EOI. • Spouses of current members who didn’t elect when they were hired can elect $25,000 GI Spouses wishing to increase their current benefit can get an additional $25,000 GI, as long as the total benefit doesn’t exceed $100,000 GI. Anything above these GI limits will be subject to EOI. Spousal benefit can’t exceed 50% of member Supplemental benefit. • Coverage for children is offered as a guaranteed issue during the open enrollment period, with a choice of a flat $5,000 or $10,000 benefit. • Rates shown indicate weekly payroll deductions. • Insurance Premiums increase at attained ages indicated. Amalgamated Life is a leading provider of comprehensive insurance solutions. In 2015, the Company earned its 40 th consecutive “A”(Excellent) Rating fromA.M. Best Company. Amalgamated Life is a member of the Amalgamated Family of Companies that provides synergistic products and services. They include a property and casualty brokerage, a third party administrator, a medical care management firm, information technology and data center outsourcing company and a printing and graphics Firm. For questions, please contact Debbie Internicola, 646-522-0370.